A smarter way to build housing?

                         

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Policy Pulse: Economic Advancement

Building Homes Near Jobs, Stores, Transit Pays Off Communities across the country want to build more homes right now. But where should that housing go? New research finds that adding housing near jobs, stores, and transit doesn’t just boost affordability; it also makes better use of existing infrastructure and strengthens local budgets. Why it works:  ⬇️ Lower up-front costs: Building near existing amenities reduces infrastructure costs by about $21,000 per home compared with development on the outskirts. 🏗️ Lower maintenance costs: Using existing infrastructure lowers ongoing costs by about 50% on average. 💵 More revenue per acre: Close-in homes generate about 13% more property tax revenue per acre, helping to strengthen local budgets. WHERE TO BUILD?

How Americans' Views on Wealth, Retirement Differ About 56 million U.S. workers lack access to retirement benefits at work. Still, 81% of those Americans say building wealth is a top priority. What does wealth mean to them? According to Pew surveys, it's less about traditional asset-building and more about being able to pay bills, support family, handle emergencies, and retire without relying on others. What gets in the way of achieving that wealth? Low earnings, paycheck-to-paycheck living, and debt are their biggest challenges, they say. WHAT THEY SAID

Can Preapproved Plans Speed Up New Housing? Could preapproved building plans speed up housing? Some cities are authorizing certain home designs in advance to cut down on permitting delays. What to know: 💡 Permitting delays add costs. Even a few extra months can stall projects or raise rents. 💡 The focus is on smaller housing. Think duplexes, townhomes, and accessory dwelling units, such as backyard apartments. 💡 Early results look promising. Cities like Seattle and South Bend, Indiana, are already using this approach. Paired with broader reforms, preapproved plans could help cities add housing faster. READ THE REPORT

In the Media An Option That Can Help Cut Housing Prices Catches On THE NEW YORK TIMES Philly to Launch Retirement Savings Program for Workers Without 401(k) NBC 10 PHILADELPHIA

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