6 stories shaping housing, retirement, and student loan policy

 

Policy Pulse: Economic Advancement

Revitalizing a Suburban New York Downtown The New York suburb of New Rochelle added housing units near its transit station, leading to stabilization of property tax revenue. The town's former mayor reflects on how the surge revitalized the local economy and strengthened the community's sense of connection. Q&A

State Retirement Programs Don't Crowd Out Private Plans States with automated retirement savings programs have enrolled over 900,000 workers whom didn't have access to workplace plans before. As these programs expand, data suggests they're not replacing private options—indicating the two options can coexist in the marketplace. NEW DATA

The Case for More Manufactured Housing Manufactured (or factory-built) homes can cost up to 50% less per square foot than site-built homes, offering millions of U.S. homebuyers a more affordable path to homeownership. What policies could help make them more accessible? EXPLORE NOW

🎧 Homeownership Challenges on Tribal Lands With a preexisting shortage of 4 million to 7 million homes in the United States and cultural conflicts surrounding the concepts of land and home ownership, many Indigenous communities face significant challenges in accessing homeownership. Policymakers and Tribes are working together to address this barrier. LISTEN NOW

How Better Communication Can Stem Student Loan Default Clear, timely, and accessible communication is critical for student loan borrowers. Federal agencies, then, should use behavioral research to ensure borrowers get the message—and avoid delinquency. LEARN MORE

States Explore Affordable Shared Housing New state laws are opening doors to affordable shared housing, an option particularly valuable to low-income renters. In one state, allowing microunits (one form of shared housing) helped add 360,000 units over 10 years—nearly doubling its housing production rate. SEE HOW

IN THE MEDIA The Silly Rule That's Helping Keep Housing Costs High THE NEW YORK TIMES Federal Student Loan Borrowers in Default May Again Face Wage Garnishments, Collections CNBC Ageism in the Workplace: Accelerating a Future of Poverty? FORBES

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