The escalating costs of housing are pushing the dream of homeownership out of reach for many, challenging the balance between the desire for a home and the financial burdens it brings.
Indigenous communities on Tribal land face unique homeownership challenges, such as satisfying the need for multifamily housing and generational stability.
On Montana's Flathead Reservation, for example, homeownership is viewed through the lens of stewardship, culture, and perseverance.
"Our Tribal value system is not the same as that of the dominant society. To us, it's less about owning the land and more that we are part of the land."
Tonya Plummer, director of Native American housing programs at Enterprise Community Partners
Montana's housing initiatives stand as testaments to the power of community and policy collaboration, creating sustainable solutions for people and the market alike.
One of these solutions has come from housing advocates on Tribal reservations who are helping their communities seek more affordable and culturally appropriate housing.
Seventy percent of Americans think young adults today have a harder time than their parents' generation did when it comes to buying a home, according to Pew Research Center.
And Ellie Conway, a 25-year-old homebuyer from Rockville, Maryland, is one of them. However, she was able to purchase her first home, thanks to smart financial planning—and the decision to take in roommates to help cover the bills.
As National Homeownership Month comes to an end, we remain committed to exploring and sharing the stories that shape our understanding of housing in America.
Stay up to date with our housing policy initiative, where you can find new research and expert insights—and also discuss the broader impact of the housing market on people and communities.
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